Driving Without Insurance in Ontario? Thousands Could Be at Stake. We'll Fight to Protect Your Licence and Record. Call Us Now.
A $5,000 minimum fine and possible licence consequences make this a charge to take seriously. Get ParaCan fighting for you. Rates start from just $499. Call now for your free, no-obligation case review. Your fee depends on your charges, driving history, complexity and services required. We confirm your quoted fee before you retain us.
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A $5,000 Minimum Fine Is Only the Start. Read the Charge Carefully
Ontario lists a $5,000 minimum fine for a first conviction.
A second conviction runs $10,000 to $50,000.
The court may suspend your licence for up to a year.
A conviction can affect future premiums and eligibility.
Penalty figures are general information for Ontario offences, not legal advice - every case is different.
Ontario's Compulsory Automobile Insurance Act lists a $5,000 to $25,000 fine for a first conviction and a possible licence suspension of up to one year. The ticket and insurance documents should be reviewed before you decide how to respond.
Questions drivers ask
Clear Answers About Your Charge
What happens if I drive without insurance in Ontario?
For an owner or lessee convicted of operating or permitting operation of an uninsured vehicle under section 2 of the Compulsory Automobile Insurance Act, the statutory fine range on a first conviction is $5,000 to $25,000 before surcharges and costs, with a possible licence suspension of up to one year. A charge is not itself a conviction. Record any court date, preserve coverage records and call ParaCan for a free review. Representation starts from just $499, quoted before you retain us.
How much is the fine for driving without insurance in Ontario?
For an owner or lessee convicted under section 2 of the Compulsory Automobile Insurance Act, the first-conviction fine range is $5,000 to $25,000 before applicable surcharges and costs. A subsequent conviction carries $10,000 to $50,000. A licence suspension of up to one year is also possible. These figures are court penalties, not representation fees.
Is failing to show an insurance card the same as driving without insurance?
No. Failing to surrender proof of insurance and operating or permitting operation of an uninsured vehicle are different allegations under the Compulsory Automobile Insurance Act. Read the section on your document and preserve proof of coverage for the date of the alleged offence.
Can I fight a no-insurance ticket in Ontario?
Get ParaCan fighting your Ontario no-insurance charge, with representation rates starting from just $499. We review your summons, coverage history and available evidence, then explain your defence or resolution options. Your fee depends on your charges, driving history, the complexity of your matter and the services required. Call now for your free, no-obligation case review. We confirm your quoted fee before you retain us. No dismissal, reduction or fixed outcome is guaranteed.
General information only, not legal advice. The facts of each matter can change the available options.
Source: Ontario Compulsory Automobile Insurance Act. Additional sources: Ontario Court of Justice defendant guide.
Before deciding how to respond, what to do after receiving an Ontario traffic ticket.
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If we don't think we can help, we'll tell you straight - before you pay a cent. Rates from $499. Open 7 days.
- Free case review
- No pressure. No obligation.
- Rates from $499
- Licensed Ontario paralegals
- Open 7 days a week
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